A smart way to protect your car

Get a Quote

Cover for when you need it

The Qikio Car Insurance Product Disclosure Statement (PDS) is easy to understand.

Accidental Damage


Theft and Attempted Theft




Flood, Storm, Hail and Fire




Cover with a difference

New for old replacement
If your vehicle is less than two years old and declared a total loss as a result of an accident, you are eligible for a new vehicle of the same make and model.*
lifetime repair guarantee
When the repairs on your vehicle are authorised by Adica, the work is guaranteed for the life of the vehicle.

*The above content is a summary only of the cover provided by the Qikio Car Insurance policy and is not exhaustive and subject to terms and conditions. Please refer to the PDS and TMD for a full description of cover

Insurance, Quick Smart!

Be covered in minutes.

Get a Quote

Additional benefits

Limits and sub-limits apply to all additional benefits – please see the PDS and TMD for details.

Accessories and alterations
Automatic cover under your agreed value for accessories and alterations up to $20,000
Rental car
Rental car following theft for up to 21 days
Capsules and child seats
Baby capsules and child car seats up to $600
Re-delivery costs
Re-delivery costs if an accident occurs more than 100kms from your home
Towing costs
Towing costs to the nearest authorised repairer or safe storage location if your vehicle cannot be driven safely
Trailer, boat and caravans
Trailer, boat and caravan cover up to $1,000

Need to lodge a claim?

We’re here to help you!

At Qikio, we know that sometimes starting your claim off can be just as scary as realising something has gone wrong or been damaged.

Our underwriters and insurance providers have teams of dedicated claims specialists ready to assist you and to make sure your claims experience is supported, helpful and respectful.

Start Your Claim

What our customers say…

You’ll find everything you’re looking for right here

Stay in the loop with Qikio

Subscribe to be the first to know about upcoming products, offers and more!

Partner sites Add Insure     Manage Your Loans     Compare & Connect